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If an assortment agency calls you about a financial obligation which you donвЂ™t think your debt, donвЂ™t give them cash or information that is personal.
Your creditor or perhaps the collection agency may are making an error. A creditor is really a business or person your debt cash to.
Contact the collection agency and explain that:
- you donвЂ™t owe the amount of money, or
- the info they have is incorrect.
Then, the collection agency can contact your creditor to learn why they declare that you do owe the funds.
In the event that collection agency is attempting to gather a financial obligation you may also want to contact the creditor that you already paid. See Step One.
Making certain it is a genuine collection agency
Be sure that the caller is from a genuine collection agency them any personal information before you give.
A proper collection agency will have details them to collect the debt about you and the person or company who hired. See Step Two.
Disputing your debt
If these things donвЂ™t work, you can easily deliver an official page by subscribed mail to your collection agency stating that you вЂњdispute the financial obligationвЂќ and that you would like a court to choose the issue.
If they plan to take you to court if you do this, the collection agency can only contact you. See Step Four.
1. Be sure youвЂ™re dealing with a collection agency that is real
Those who pretend become a group agency to have cash from the law is being broken by you. Читать далее A group agency called in regards to a financial obligation I do not owe. So what can I Really Do?